If you have employees working in New York, you're required to provide Disability Benefits (DB/SDI) and Paid Family Leave (PFL) coverage.
What are DB and PFL?
Disability Benefits (DB/SDI) provides short-term wage replacement for employees who can't work due to an off-the-job injury or illness, including pregnancy and childbirth.
Paid Family Leave (PFL) provides wage replacement for employees who need time off to bond with a new child, care for a family member with a serious health condition, or assist a family member called to active military service.
Do I need this?
Yes. If you have at least one employee working in New York on each of at least 30 days in a calendar year, you're required to provide SDI and PFL coverage. PFL is typically added as a rider to a SDI policy, so both are secured together through the same carrier.
How do I get covered?
You can get SDI and PFL coverage through Thera via our partner Next Insurance when you get Workers' Comp — the same place you'd set up your workers' comp policy.
Go to Payroll > US Payroll > Benefits on Thera
Select Next Insurance
Answer a few questions and get a quote
Sync your plan to payroll
Once set up, Thera handles the payroll deductions and reporting for you each pay period.